Get Free All Type Software: Apna Rozgar Scheem 2nd Draw 2015

Apna Rozgar Scheem 2nd Draw 2015

About Scheme:
The Bank of Punjab shall provide financing to educated unemployed youth of Punjab who meets eligibility criteria & other terms of scheme. The vehicles selected for the scheme are Suzuki Bolan and Suzuki Ravi.

What is Eligibility Criteria:

Applicant must be an unemployed Punjab Domicile (male/female) holder domiciling in any district of Punjab. Age between 21 to 40 years as on December 15th 2014
Relaxation in Qualification
Have valid driving license (Issued on or before December 15th 2014) Have valid CNIC
Maximum worth of assets of the applicant (Self), Spouse, Parents & Children should not exceed Rs.2 Million threshold.
Must not be a defaulter and not have a criminal record.
Guarantors required
What is the Tenure of Loan ? 05 years (60 months)

What Documents Are Required ? 1. Application form

Attested copy of:
Valid CNIC
Valid computerized driving license
Two recent photographs
Educational certificates
Domicile
Affidavit on stamp paper of Rs.50/- regarding Net worth not more than Rs. 2.0 Million, No Criminal Record & not defaulter of any financial institution (Please click here to download Specimen)

                                 Loan Details

VEHICLE    SUZUKI RAVI PICKUP    SUZUKI BOLAN
Price (with discount)    Rs.597,000    Rs.655,000
Down Payment to be paid by qualified applicants    Rs.170,000    Rs. 177,000
Markup rate    100% Markup shall be paid by Government of the Punjab.
Monthly Installment (includes insurance premium)    Rs.9,000    Rs. 10,000

                                      Amount to be Deposited with Application Form

1. Application Form Fee (Non-refundable)    Rs.2,000    Rs.2,000
2. Token money (Refundable)    Rs.9,000    Rs.10,000
    Rs.11,000    Rs.12,000

                                      What kind of other charges May I have to Pay?

Late payment charges    Early termination charges    Repo charges
RS 1 per thousand per day of monthly installment amount from due date till actual payment    5% on the outstanding principal amount    To be borne by the borrower/Lessee as per bank’s schedule of charges. Rs.10, 000/- as fixed penalty and repossession charges upto Rs.100, 000/- or actual (whichever is lower) and Rs.500/- per day warehouse charges or actual (Whichever is lower)

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